![]() Moreover, joint account funding may help you meet the minimum balance requirements that qualify you for features like waived maintenance fees, a higher interest rate, or additional rewards. With a joint account, you and your partner can pay shared household expenses, such as a mortgage, car payments, utilities, and groceries, from the same place. You also have the opportunity to open both an individual and joint bank account, so you have to choose a suitable variant. That is necessary to show you appropriate offers and prices. To open a checking account online, you’ll have to indicate a zip code for the US city of your residence. Non-residents would have to visit one of the bank’s numerous branches in person. However, those who reside within the US have the advantage of opening their accounts online, which is a great benefit while pandemic health concerns still occur. The accounts can usually be linked to a debit card or an ATM card – giving you quick access to cash – and can be managed online, as well as at ATMs. Wells Fargo offers to check and savings account options to both resident and non-resident foreigners. With exciting gamification elements, challenges, and goals, the app helps optimize savings strategies and make better financial decisions. Its main mobile app is complemented by a savings app Daily Change. ![]() Wells Fargo has a few mobile banking opportunities too. Lately, the bank has focused on consolidating and eliminating branches, however, it still has the most bricks-and-mortar branches among other banks in the country. As a community-based financial institution, it offers full-service banking, insurance, investments, mortgage, consumer, and commercial financial services. Wells Fargo’s total assets for the quarter ending December 31, 2020, were $1,955.163B. Wells Fargo is the third-largest bank in the US by total assets. It’s worth saying that larger banks are generally more open to non-residents than smaller banks. In fact, the “Big Four” banks offer plenty of banking opportunities for foreign citizens. Although the application process may not be too easy, foreigners, non-residents, expats, or travelers can open a bank account in the US. ![]() Especially, when we speak of the US, where foreigners have faced difficulties in opening bank accounts or engaging in monetary transactions since the USA Patriot Act of 2001. Opening a bank account in a foreign country may seem extra complicated. How to apply for a Wells Fargo bank account as a foreigner.
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